Change of Address Checklist: Everyone You Need to Notify

Reviewed by Joey Padgett · Last reviewed September 2026

Start this process about 4 weeks before your move. USPS mail forwarding catches a lot, but it's not permanent, and many institutions won't send to a forwarded address. Getting ahead of the list reduces the headache of chasing down missed mail six months later.


Start Here: USPS Change of Address

File a change of address with the U.S. Postal Service first. This creates a mail forward from your old address to your new one for up to 12 months for first-class mail.

Do it at usps.com/manage/forward.htm. The online identity verification fee is $1.25. Set the start date 1 to 2 days before your official move date, and allow up to two weeks for forwarding to fully activate.

Mail forwarding is a bridge, not a solution. It doesn't forward packages from all carriers, it doesn't update your address with anyone automatically, and it expires. Use it to catch what you miss while you work through the list below.


Government and Legal

  • IRS: Update your address at irs.gov or by filing Form 8822 (individuals) or 8822-B (businesses). This ensures your tax refund and any correspondence reaches you.
  • Social Security Administration: Update at ssa.gov or by calling 1-800-772-1213.
  • Driver's license: Most states require you to update your license within 30 to 60 days of moving. Check your new state's DMV timeline. This is often required before vehicle registration.
  • Vehicle registration: If you've moved to a new state, you'll need to re-register your vehicles. Requirements and timelines vary by state.
  • Voter registration: Update at vote.gov or through your new county or state's election office. Deadlines vary by state for upcoming elections.
  • Passport: No address update is required for domestic moves. Your passport is valid regardless of your current address. If your passport is expiring soon, renew it through the State Department — but that's a separate process unrelated to your move.
  • Military service records: If applicable, notify the appropriate branch or the VA.

Financial

  • Bank and checking/savings accounts
  • Credit card companies (each one separately)
  • Investment accounts and brokerage accounts
  • Retirement accounts (401k, IRA)
  • Loans: mortgage, auto, student loans
  • Insurance companies: auto, home or renters, life, umbrella
  • PayPal, Venmo, and other payment apps
  • Financial advisor or accountant

Employer and Income

  • HR department (for W-2 and direct deposit purposes)
  • Payroll provider if you're self-employed
  • Any freelance clients or platforms that issue 1099s

Healthcare

  • Health insurance provider (address for correspondence, and update your primary care region if your plan is location-based)
  • Primary care doctor, specialists, and dentist
  • Pharmacy (transfer prescriptions to a location near the new home)
  • Optometrist
  • Therapist or mental health provider
  • Children's pediatrician
  • Veterinarian if you're moving within a reasonable distance

Subscriptions and Deliveries

This list is longer than most people expect. Go through your bank and credit card statements for the past two months to catch everything.

  • Amazon and other online retailers (update your default shipping address)
  • Grocery delivery services
  • Meal kit subscriptions (HelloFresh, Blue Apron, etc.)
  • Streaming services that mail physical media
  • Magazine and newspaper subscriptions
  • Box subscriptions (clothing, beauty, food, etc.)
  • Pet food and pet medication subscriptions
  • Book and media clubs

Utilities and Home Services

  • Electric company
  • Gas company
  • Water and sewer (if not included in rent)
  • Internet and cable provider
  • Trash collection (if billed separately)
  • Home security monitoring company
  • Lawn care or cleaning services

Children's Schools and Activities

  • Current school (request official records transfer)
  • New school (enrollment, records submission)
  • Extracurricular activities and sports programs
  • Youth organizations (scouts, clubs, religious programs)

Professional and Legal

  • Attorney or legal services
  • Accountant or CPA
  • Any professional licenses or certifications that list your address

Other Common Ones People Forget

  • Frequent flyer and hotel loyalty programs
  • Gym or fitness club membership
  • Library card (especially if you're staying in the same county system)
  • Alumni associations from colleges or universities
  • Professional associations
  • Anyone who sends you holiday cards or physical gifts regularly

State-Specific Timing Requirements

Several address-related updates have legal deadlines:

Driver's license: Most states give new residents 30 to 60 days from establishing residency to update their license. Some states are stricter. Look up the specific requirement for your destination state.

Vehicle registration: Similar timeline to driver's license in most states, often tied to it.

Voter registration: Deadlines vary significantly by state. Some states allow same-day registration; others require registration weeks before an election. Check vote.gov for your state.

Title and registration for vehicles: For interstate moves, you typically have 30 to 90 days to re-title and re-register in the new state. Some states require a vehicle inspection as part of registration.


For week-by-week timing on when to handle address changes, see the Moving Timeline. For the full move checklist, see Moving Checklist.


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